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One of the most well-liked loyalty schemes is Air Miles, which offers incentives for loyalty. People in Canada choose Air Miles cards as they allow for practically free vacations or purchases of kitchen appliances, electronics, and cash balances at stores registered as Air Mile partners. You can earn and redeem miles and cash as part of the Air Mile Program that launched in 1992, the Air Mile Programme boasts a membership base of about 10 million. The Bank of Montreal (BMO) purchased the Loyalty One Air Miles Reward Programme.

As an owner of the Air Miles Card, you can earn points using your membership card at eligible retailers, i.e., retailers with a tie-up with Air Miles. Once you have amassed many miles, they can be redeemed for flights, car rentals, merchandise or even instant cash discounts.
In Canada, who qualifies for an Air Miles card?

Anybody over 16 can apply for an Air Miles Card in Canada. One can apply online as the entire process is online. While applying, one must provide their name, birthdate, residence details, email ID and set a password. If your application is approved, the physical membership card will be delivered to the specified address within two to three weeks. Alongside, your membership number and a digital card will be sent to your registered email ID, which means that as soon as you receive the email, you can start earning miles without waiting for your physical card to be delivered. Some credit card service providers, like BMO, have automatic Air Miles eligibility.
In Canada, who needs to purchase an Air Miles Card?

Air Miles cards are suggested for those people who are frequent travelers and those who shop often. Additionally, it is advised for individuals who utilize and possess several credit cards. An Air Miles Card offers the additional benefit of adding miles whenever you travel or use Air Miles Cards at select retail outlets that have a tie-up with Air Miles.
How does an Air Mile card work in Canada?

When an Air Miles card is issued, an Air Miles account is opened in your name, and you will be given the option to choose how to allocate the rewards you will be earning on the card, as Air Miles can be earned in the form of Dream Miles, Cash Miles and also a combination of both. How you allocate the rewards is your choice and can be done in the proportion of 60:40 or 70:30 or, for that matter, any ratio you choose.
What are Air Dream Miles and Air Cash Miles in Canada?

Air Dream Miles: Redeemable for non-cash benefits such as concert tickets, products, hotels, cars, and flights.

Air Cash Miles: These can be redeemed for cash or E-vouchers that can be used for making online purchases. It is important to note that Air cash miles can be redeemed only at a store or by participating online on the websites of Cash Miles Partners. Air Cash Miles cannot be converted to Air Dream Miles.
How is Air Miles calculated in Canada?

Air Cash Miles are easy to calculate. Approximately 95 cash miles can be redeemed for $10 cash towards E-vouchers. That is roughly 10.5 cents for each Air Miles Cash Mile. Up to $750 can be redeemed in a single day.

On the other hand, Dream Miles are more challenging to calculate as their value varies based on what they are being used to purchase. For example, if the Dream Miles are used for buying merchandise, the value could be around 7 cents per Air Mile; if it is for a hotel booking, that could be 12 cents per Mile. If you purchase flight tickets using your dream miles card, you can expect approximately 10.10 cents for economy class and 12.60 cents for business class. Again, these are not fixed values and keep changing based on the value of the product/service they are being used for. Especially for flight tickets, the value of a Dream Mile would depend on how early the booking is being made and whether it is a lean time or a peak season.

Another area Air Miles Card holders in Canada face while using their cards to make flight bookings is that most airline companies need to display on their websites the miles required to book a flight to a specific destination. The only way to find out such information is to search on the Air Miles travel portal and adjust your dates to see how many miles will be required for a flight.

How can Air Miles be earned in Canada?

Air Miles can be accumulated in Canada in a variety of ways. Some of them are listed below:

● Most Air Mile cards come with welcome bonus miles. Additionally, some cards also provide insurance coverage.
● If you have multiple credit cards, every single time you use these cards, miles can be earned. You must input your membership number when making purchases from an Air Miles Retail partner, whether in-person or online.
● If you shop often, use an Air Miles Credit Card that offers miles on purchases. The BMO Air Miles NO-Fee Business Mastercard and the BMO Air Miles Mastercard are two of the credit cards that BMO offers.
● Not just a BMO Credit Card, but even a BMO Debit card allows you to earn miles on transactions made through your debit card if linked to the Air Miles checking account.
● Miles can also be earned by shopping online through the Air Miles portal. Use the Air Miles E-store to acquire miles rather than visiting a retailer’s website directly.
● By using the Air Miles Travel hub to book hotels, rental cars, and flights, you may accrue air miles.
● The merchants who partner with Air Miles often offer special promotions and bonuses which allow you to earn extra miles.

You can also answer surveys and earn miles! There are companies like Shoppers Voice, LifePoints, Leo Surveys, Web Perspectives, Opinion Outpost, etc, which offer miles for completing their surveys online.

Additionally, Air Miles are offered as a direct purchase for limited durations. For example, you can purchase the number of Air Miles you are falling short of for a particular transaction through the Air Miles card’s portal. But the total amount of miles that can be bought is limited.

What are the Canadian Air Miles Card’s advantages and disadvantages?

Pros:
● Since no joining fee exists, signing up for an Air Miles Card is not a great disadvantage.
● You can earn Air Miles in many ways, and if done consistently over time, it can help you go on that vacation you have wanted to go to or buy merchandise you have been planning for a while.
Cons:
● Miles cannot be transferred to other reward schemes or redeemed for cash.
● If your account is inactive for more than 24 months, your Air Miles Card will expire.
● If your account is inactive for more than 24 months, your Air Miles Card will expire.

Regarding air miles, which five Canadian credit cards are the best?

The best Air Miles Credit Card differs for each person, depending on how you spend. Watch out for the annual fee being charged on the card, the basic earning rate for miles, the welcome bonus, discounts, travel insurance, interest rates for balance transfers, etc. The following are Canada’s Top 5 Air Miles Credit Cards:

1. BMO Air Miles World Elite Mastercard offers 2000 Introductory Miles and charges an Annual Fee of $120.
2. BMO Air Miles Mastercard (The best card for balance transfers)- It offers 800 Introductory Miles and has no annual fee.
3. BMO Air Miles Mastercard for Students offers 800 Introductory miles without annual fees. It is the best card for students.
4. BMO Air Miles Elite Business Mastercard offers 3000 Introductory Miles and charges an Annual Fee of $149.
5. BMO Air Miles NO Fee- Business Card- It offers 1000 Introductory Miles and has no annual fee.

Conclusion:

If you travel often, are frequent shoppers, or hold multiple credit cards, choose an Air Miles Card that works best for you. One can benefit from having such cards if utilized correctly by adding the required miles.

FAQ’s:

Q. What kind of a credit score is needed to apply for an Air Miles Card in Canada?
One needs to have a credit score above 660, which is a good credit score, to apply for an Air Miles Card in Canada.

Q. Do Air Miles Expire?
Yes, Air Miles Expire if they are not redeemed for over 24 months or if your card has not been active for more than twenty-four months.

Q. How much is 1 Air Mile worth in Canada?
In Canada, one Air Mile is worth, on average, $0.121.

Canada’s Best Air Miles Credit Cards: How do Air Miles Cards work?

One of the most well-liked loyalty schemes is Air Miles, which offers incentives for loyalty. People in Canada choose Air Miles cards as they allow for practically free vacations or purchases of kitchen appliances, electronics, and cash balances at stores registered as Air Mile partners. You can earn and redeem miles and cash as part of the Air Mile Program that launched in 1992, the Air Mile Programme boasts a membership base of about 10 million. The Bank of Montreal (BMO) purchased the Loyalty One Air Miles Reward Programme.

As an owner of the Air Miles Card, you can earn points using your membership card at eligible retailers, i.e., retailers with a tie-up with Air Miles. Once you have amassed many miles, they can be redeemed for flights, car rentals, merchandise or even instant cash discounts.
In Canada, who qualifies for an Air Miles card?

Anybody over 16 can apply for an Air Miles Card in Canada. One can apply online as the entire process is online. While applying, one must provide their name, birthdate, residence details, email ID and set a password. If your application is approved, the physical membership card will be delivered to the specified address within two to three weeks. Alongside, your membership number and a digital card will be sent to your registered email ID, which means that as soon as you receive the email, you can start earning miles without waiting for your physical card to be delivered. Some credit card service providers, like BMO, have automatic Air Miles eligibility.
In Canada, who needs to purchase an Air Miles Card?

Air Miles cards are suggested for those people who are frequent travelers and those who shop often. Additionally, it is advised for individuals who utilize and possess several credit cards. An Air Miles Card offers the additional benefit of adding miles whenever you travel or use Air Miles Cards at select retail outlets that have a tie-up with Air Miles.
How does an Air Mile card work in Canada?

When an Air Miles card is issued, an Air Miles account is opened in your name, and you will be given the option to choose how to allocate the rewards you will be earning on the card, as Air Miles can be earned in the form of Dream Miles, Cash Miles and also a combination of both. How you allocate the rewards is your choice and can be done in the proportion of 60:40 or 70:30 or, for that matter, any ratio you choose.
What are Air Dream Miles and Air Cash Miles in Canada?

Air Dream Miles: Redeemable for non-cash benefits such as concert tickets, products, hotels, cars, and flights.

Air Cash Miles: These can be redeemed for cash or E-vouchers that can be used for making online purchases. It is important to note that Air cash miles can be redeemed only at a store or by participating online on the websites of Cash Miles Partners. Air Cash Miles cannot be converted to Air Dream Miles.
How is Air Miles calculated in Canada?

Air Cash Miles are easy to calculate. Approximately 95 cash miles can be redeemed for $10 cash towards E-vouchers. That is roughly 10.5 cents for each Air Miles Cash Mile. Up to $750 can be redeemed in a single day.

On the other hand, Dream Miles are more challenging to calculate as their value varies based on what they are being used to purchase. For example, if the Dream Miles are used for buying merchandise, the value could be around 7 cents per Air Mile; if it is for a hotel booking, that could be 12 cents per Mile. If you purchase flight tickets using your dream miles card, you can expect approximately 10.10 cents for economy class and 12.60 cents for business class. Again, these are not fixed values and keep changing based on the value of the product/service they are being used for. Especially for flight tickets, the value of a Dream Mile would depend on how early the booking is being made and whether it is a lean time or a peak season.

Another area Air Miles Card holders in Canada face while using their cards to make flight bookings is that most airline companies need to display on their websites the miles required to book a flight to a specific destination. The only way to find out such information is to search on the Air Miles travel portal and adjust your dates to see how many miles will be required for a flight.

How can Air Miles be earned in Canada?

Air Miles can be accumulated in Canada in a variety of ways. Some of them are listed below:

● Most Air Mile cards come with welcome bonus miles. Additionally, some cards also provide insurance coverage.
● If you have multiple credit cards, every single time you use these cards, miles can be earned. You must input your membership number when making purchases from an Air Miles Retail partner, whether in-person or online.
● If you shop often, use an Air Miles Credit Card that offers miles on purchases. The BMO Air Miles NO-Fee Business Mastercard and the BMO Air Miles Mastercard are two of the credit cards that BMO offers.
● Not just a BMO Credit Card, but even a BMO Debit card allows you to earn miles on transactions made through your debit card if linked to the Air Miles checking account.
● Miles can also be earned by shopping online through the Air Miles portal. Use the Air Miles E-store to acquire miles rather than visiting a retailer’s website directly.
● By using the Air Miles Travel hub to book hotels, rental cars, and flights, you may accrue air miles.
● The merchants who partner with Air Miles often offer special promotions and bonuses which allow you to earn extra miles.

You can also answer surveys and earn miles! There are companies like Shoppers Voice, LifePoints, Leo Surveys, Web Perspectives, Opinion Outpost, etc, which offer miles for completing their surveys online.

Additionally, Air Miles are offered as a direct purchase for limited durations. For example, you can purchase the number of Air Miles you are falling short of for a particular transaction through the Air Miles card’s portal. But the total amount of miles that can be bought is limited.

What are the Canadian Air Miles Card’s advantages and disadvantages?

Pros:
● Since no joining fee exists, signing up for an Air Miles Card is not a great disadvantage.
● You can earn Air Miles in many ways, and if done consistently over time, it can help you go on that vacation you have wanted to go to or buy merchandise you have been planning for a while.
Cons:
● Miles cannot be transferred to other reward schemes or redeemed for cash.
● If your account is inactive for more than 24 months, your Air Miles Card will expire.
● If your account is inactive for more than 24 months, your Air Miles Card will expire.

Regarding air miles, which five Canadian credit cards are the best?

The best Air Miles Credit Card differs for each person, depending on how you spend. Watch out for the annual fee being charged on the card, the basic earning rate for miles, the welcome bonus, discounts, travel insurance, interest rates for balance transfers, etc. The following are Canada’s Top 5 Air Miles Credit Cards:

1. BMO Air Miles World Elite Mastercard offers 2000 Introductory Miles and charges an Annual Fee of $120.
2. BMO Air Miles Mastercard (The best card for balance transfers)- It offers 800 Introductory Miles and has no annual fee.
3. BMO Air Miles Mastercard for Students offers 800 Introductory miles without annual fees. It is the best card for students.
4. BMO Air Miles Elite Business Mastercard offers 3000 Introductory Miles and charges an Annual Fee of $149.
5. BMO Air Miles NO Fee- Business Card- It offers 1000 Introductory Miles and has no annual fee.

Conclusion:

If you travel often, are frequent shoppers, or hold multiple credit cards, choose an Air Miles Card that works best for you. One can benefit from having such cards if utilized correctly by adding the required miles.

FAQ’s:

Q. What kind of a credit score is needed to apply for an Air Miles Card in Canada?
One needs to have a credit score above 660, which is a good credit score, to apply for an Air Miles Card in Canada.

Q. Do Air Miles Expire?
Yes, Air Miles Expire if they are not redeemed for over 24 months or if your card has not been active for more than twenty-four months.

Q. How much is 1 Air Mile worth in Canada?
In Canada, one Air Mile is worth, on average, $0.121.